FOREIGN HEALTH INSURANCE

YOUR HEALTH COVERAGE IS ALWAYS WITH YOU DURING YOUR RESIDENCE IN TURKEY!

This is a mandatory type of insurance that foreign nationals residing in Turkey must obtain to get a residence permit or a short-term residence permit. The purpose of this insurance is to secure you against health problems you may encounter during your stay in Turkey.

Furthermore, this insurance fully meets the health insurance criteria required for residence permit applications. The coverages provided are valid only for natural persons living within the borders of the Republic of Turkey and holding a T.C. ID number or a foreign ID number.

The scope of the insurance includes the minimum coverages determined within the framework of the General Conditions of Health Insurance and the Circular No. 9 dated 06.06.2014, regarding Private Health Insurance to be Obtained for Residence Permit Applications.

Foreign Health Insurance

Advantages

  • INPATIENT TREATMENT COVERAGE

    This includes surgery, intensive care, chemotherapy, radiotherapy, dialysis, ambulance services, doctor follow-ups, inpatient treatment medication, room & board with a companion, and inpatient diagnostic services.

  • USABLE FOR OBTAINING A RESIDENCE PERMIT

    The obligation for all foreign nationals wishing to obtain a residence permit in Turkey to get private health insurance was formalized with the law that came into force on April 11, 2014. Applications submitted without this insurance cannot be accepted. Furthermore, those who have a work permit but no SGK (Social Security Institution) registration are also obliged to obtain this health insurance.

  • EXTENSIVE NETWORK OF CONTRACTED INSTITUTIONS

    Extensive Network of Contracted Institutions: It offers access to a wide service network thanks to insurance companies that have agreements with many private hospitals, polyclinics, and laboratories throughout Turkey.

  • ACCESS TO HEALTHCARE SERVICES

    Your insurance provides easy access to healthcare services in Turkey. Thanks to many private hospitals and healthcare institutions contracted with insurance companies, you get the opportunity to benefit from quality healthcare services within specific limits and deductibles.

  • OUTPATIENT TREATMENT COVERAGE

    This covers doctor examinations, outpatient treatment medication, outpatient diagnostic services, physical therapy, rehabilitation, minor procedures, auxiliary medical supplies, home care, artificial limbs, ambulance services, and dental treatment resulting from traffic accidents.

  • FINANCIAL SECURITY IN CASE OF ACCIDENTS AND ILLNESSES

    When you encounter a sudden illness, accident, or unexpected emergency, treatment costs can reach significant amounts. Foreign health insurance protects you from a large financial burden by covering these high expenses. If you remain uninsured, you would have to pay all healthcare expenses out of pocket, which could lead to serious financial difficulties.

HEALTHCARE SERVICES IN TURKEY

Healthcare services in Turkey are quite comprehensive and have a multi-layered structure. If you have private health insurance or general health insurance, you can benefit from healthcare services free of charge depending on the scope of your insurance. However, if you don’t have any insurance, you’ll need to pay a certain fee to access healthcare services.

To make the most efficient use of the healthcare system, it’s important to register with the Provincial Directorate of Migration Management first. You also need to know which healthcare rights your legal status in Turkey covers.

The healthcare system in Turkey consists of various levels, including emergency services along with primary, secondary, and tertiary healthcare institutions.

FOREIGN HEALTH INSURANCE

Who is Foreign Health Insurance Mandatory For?

Obtaining this insurance is a mandatory requirement for all foreign nationals who will apply for a residence permit in Turkey.

 

How Long is Foreign Health Insurance Valid For?

Health insurance for foreign nationals can be arranged for a period of 1 year or 2 years, depending on your needs. You can determine the validity period of your policy according to your residence permit or intended use.

Is My Insurance Valid Outside of Turkey?

No, this insurance is valid only within the borders of Turkey and cannot be used abroad.

How Can I Benefit from the Dental Care Package Included in the Foreign Health Plan?

To benefit from the Dental Treatment Package, you need to call the insurance company’s customer service line to make an appointment. A customer representative will create an appointment on your behalf at your preferred contracted dental clinic. It must be included in your chosen insurance package.

Things you need to know about the Dental Treatment Package:

  • It’s valid only at contracted dental clinics.
  • It can be used 3 months after the policy start date.
  • Usage is limited to once a year.

What Does Foreign Health Insurance Cover?

Foreign Health Insurance meets the minimum coverage structure related to “Health Insurance to be Obtained for Visa and Residence Permit Applications” as stated in Circular No. 2024/34 dated 25.12.2024.

The coverages offered by the insurance are standard and cannot be extended.

 

In Which Cases Can the Insurance Be Canceled?

Foreign Health Insurance can be canceled in the following situations:

  • Submission of an official document from the Directorate General of Migration Management stating that insurance is not required.
  • Cancellation of the residence permit and official documentation proving this.
  • The insured person transitioning to Social Security Institution (SGK) coverage.
  • Submission of a new private health insurance policy.
  • Submission of official documents proving the person’s departure from Turkey.
  • Submission of an official document stating that the residence permit application has been rejected.

If one of these conditions occurs, a cancellation application can be made with the relevant documents.

My Spouse is a Turkish Citizen. Do I Still Need to Get a Foreign Health Policy?

If your spouse is a Turkish citizen and is actively insured under the Social Security Institution (SGK), and you can benefit from healthcare services through them, then you do not need to get foreign health insurance.

START YOUR FOREIGN HEALTH INSURANCE NOW

Let’s activate your Inpatient and Outpatient Treatment Coverage along with other advantageous opportunities.

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